Total Clarity Wealth Management provides investment management and financial planning services to families and businesses throughout the United States. In an increasingly complex world, we help our clients to articulate a clear vision of what they want to accomplish; and together, we put a process in motion to work toward those goals.
It All Starts with a Conversation.
Just a Cup of Coffee
We believe the best financial relationships begin with a simple, honest conversation. Think of it as "kitchen table talk"—a complimentary, no-obligation opportunity to speak your mind with a trusted professional. It's your chance to ask questions, share what worries you, and see how we can help bring clarity to your situation.
Our Comprehensive Services
Investment Management
Strategic guidance to align your portfolio with your life goals.
Estate & Legacy Planning
Thoughtful planning to protect your assets and secure your legacy.
Risk Management
Comprehensive analysis to protect your plan from life's uncertainties.
Tax Planning
Proactive, tax-efficient strategies to improve your long-term outcomes.
Frequently Asked Questions
How do I get started?
It begins with a simple, no-obligation conversation-we often call it “just a cup of coffee.”
This is a chance for us to listen to your concerns and for you to see if our approach feels right to you.
What makes Total Clarity Wealth Management different?
Our difference lies in our name. We focus on transforming financial complexity into a clear, understandable strategy. We aim to provide the clarity and confidence you need to focus on what matters most to you.
Do I need to be local to work with Total Clarity?
No. While we value our local community connections, we leverage modern technology to partner with clients across the United States.
Do you help with complex compensation like RSUs or Stock Options?
Yes. We focus on helping professionals navigate the complexities of executive compensation, including Restricted Stock Units (RSUs) and various stock options.
What types of clients do you typically work with?
We partner with families, retirees, high-earners, business owners, and next-generation investors—people at every stage of life who want clear, personalized financial strategies built with purpose.
Though our clients come from every walk of life, they share one thing: a drive for proactive, strategic guidance that moves them confidently toward their goals.
What should I look for in a financial advisor?
Look for an advisor who puts your interests first, offers personalized planning, communicates clearly, and has the right credentials. For example, Terry Murphy holds the Certified Financial Planner (CFP®).
How do financial advisors get paid?
Advisors use different fee structures: AUM-based, flat fees, hourly rates, or commissions. We clearly explain our compensation and how it's designed to put your priorities first.
What types of investments will my advisor recommend?
Investment recommendations are tailored to your goals, risk tolerance, and timeline.
How do I know if I need a financial advisor?
Imagine retiring on your terms, navigating life's big changes smoothly, or making your hard-earned assets work even harder—without second-guessing every decision. That's the clarity and confidence we deliver through personalized planning that keeps mistakes at bay and your goals front and center.
How often will we meet or communicate?
Consistent communication is vital to a successful partnership. We proactively monitor your progress and typically schedule regular reviews to adjust your strategy as your life evolves.
How can I simplify my financial life?
One trusted partner. A whole powerhouse team of specialists. We simplify your financial world, keep everything organized, and guide you confidently toward the future you deserve—no chaos, just clarity.
