Kathleen Panek-Rickerson

525 Tyler Road Suite T
St. Charles, IL 60174

I’m Kathleen Panek-Rickerson, a seasoned Financial Advisor and Wealth Manager based in the Chicago area, dedicated to helping businesses and families build a solid financial foundation. With over 20 years of experience as an entrepreneur, CEO, and wealth strategist, I specialize in creating personalized plans that position your assets, analyze market trends, minimize risk, and guide you toward your financial goals—even through major life transitions.

Why I Help: Purpose‑Driven Wealth Management

My journey from business owner to wealth advisor gives me a unique perspective—balancing the complexities of entrepreneurship, family life, and financial growth. Whether you're planning for college expenses, real estate decisions, or preparing for retirement, I map out a strategy tailored to your evolving life circumstances.

Credentials & Expertise

• Bachelor’s in Marketing & Business, minor in Sociology — Illinois State University
• Graduate-level coursework in Secondary Education (Business) — Benedictine University
• Member of Kappa Delta Pi International Honor Society in Education
• Serial entrepreneur with ventures in IT services, real estate, photography, and mobile apps
• Led a national IT corporation serving Fortune 500 clients across the U.S. and internationally

These experiences reinforce my deep understanding of complex financial systems and a strategic mindset rooted in real-world business ownership.

Your Partner for Life’s Financial Journey

I work directly with clients to manage and organize your financial life—designing investment strategies, preparing for uncertainties, and ensuring your long-term goals remain centered. My clients appreciate my responsiveness, attention to detail, and genuine care—I truly see myself as part of your financial team.

Balance, Values & Community

When I’m not guiding clients, I enjoy life in Saint Charles, Illinois, where I live with my daughter and our four rescue dogs. I’m a committed vegetarian, animal lover, and volunteer at local shelters supporting dogs, cats, and horses. Outside, you’ll find me gardening, traveling, painting, taking nature walks, photographing life’s little moments, or indulging in all kinds of outdoor and water sports.

What Makes Me Different

• A financial leader who’s lived the entrepreneurial path
• Expertise across multiple industries—from IT to real estate and beyond
• A deeply relational, first-person approach: I work directly with you, investing in our relationship
• A holistic life philosophy grounded in experience—as a mom, business owner, and passionate advocate for community and animals

Curious How I Can Help You?

Connect with me to explore how thoughtful planning, strategic asset management, and a relationship-first approach can position you for financial clarity and long-term success.

Kathleen Panek-Rickerson is a registered representative with, and securities offered through LPL Financial, member FINRA/SIPC.  Kathleen provides investment advisory services through Total Clarity Wealth Management, an SEC registered investment adviser doing business as Beyond Wealth Management, Inc.. Neither Total Clarity Wealth Management nor Beyond Wealth Management, Inc. are affiliates of LPL Financial.