Executive Team

Terry Murphy, Jeanne Tackett and Dave Hubbard are the principal owners of Total Clarity Wealth Management. Inspired by a shared vision from our advisors, they had been searching for a platform to provide high quality advisory services for our clients, while maintaining local control of the quality and scope of those services. Total Clarity Wealth Management is the product of that search. Combined, they have over 70 years of experience in the financial services industry. You can find more information about them in their individual bios by clicking on their names and their ADV Part 2B brochures.

Terry Murphy, CFP®, AIF®

President
630-762-9352

525 Tyler Road, Suite T
St. Charles, IL 60174

“The cornerstone of our practice has been to help clients stay focused on their goals throughout life’s changes.”

Terry Murphy, CFP®, AIF®

Terry Murphy is the president and co-founder of Total Clarity Wealth Management, Inc., with office locations throughout the Chicago area. As an independent investment advisory representative with over 20 years of experience, he is registered to offer a wide variety of investment options. In addition he is licensed to offer life, health, disability and long-term care insurance.
 
At Total Clarity we believe strongly in the financial planning profession’s ability to improve people’s lives. Many of our clients come to us because of the complexities associated with investment strategies, tax laws, inter-generational planning and charitable giving. The process of helping clients gain a clear perspective regarding their current life situation as well as their future goals and dreams, is the genesis of the name “Total Clarity Wealth Management.” Clients we serve include:
  • business owners in need of a succession plan
  • individuals or couples nearing retirement age
  • the recently widowed
  • those experiencing a divorce
  • employees undergoing a job transition or considering a mid-life career change
  • parents saving for college expenses
Terry develops individualized strategies to meet his clients’ unique needs, especially during life’s major turning points. He also conducts financial education seminars, with the goal of helping clients to gain a better understanding of those factors that they can control and learn to anticipate and plan for the factors they cannot.
 
His background includes service in the U.S. Army as an Intelligence Analyst, after which he graduated from the State University of New York with a Bachelor’s Degree in history and political science. In addition to his securities registrations, over the years he has earned the designations of Certified Financial Planner (CFP®) and Accredited Investment Fiduciary (AIF®). Ongoing continuing education is required to maintain these designations.
 
In 2006, he co-founded and became the president of Total Clarity Wealth Management, Inc., a registered investment advisory firm. Terry previously served on the board of directors for the Illinois Financial Planning Association. Currently he belongs to and was also the past president of the Fox Valley Chapter of Business Network International (BNI).
 
On a personal note, the Murphy family has been living in the St. Charles area for more than 20 years - with a stint living overseas in Germany during the time that Terry was employed with MetLife. Terry and his wife Yvonne have four daughters and are the proud grandparents of six grandchildren.

Securities offered through LPL Financial, Member FINRA/SIPC, Investment advice offered through Total Clarity Wealth Management, Inc., a registered investment advisor and separate entity from LPL Financial.

Jeanne M. Tackett, MBA

Vice President of Operations and Chief Compliance Officer
630-762-9352

525 Tyler Road, Suite T
St. Charles, IL 60174

Jeanne Tackett is the Vice President of Operations and CCO of Total Clarity Wealth Management, Inc., an independent Registered Investment Advisory firm.

As the Vice President of Operations and Chief Compliance Officer, Jeanne manages a team that recruits, supports and supervises the financial advisors at Total Clarity. Jeanne is responsible for coordinating and facilitating back-office operations; and in her role as CCO she monitors and manages compliance-related issues to ensure Total Clarity’s advisors are operating their practices within SEC regulatory guidelines.

Total Clarity was founded in 2006, and currently serves approximately $200 million in advisory assets. Fourteen financial advisors operate their practices from six offices located in the Chicago land area. As a hybrid Registered Investment Advisor (RIA), Total Clarity’s investment platform enables advisors to have flexibility and choice as they develop strategies tailored to their individual client’s goals and best interest.

Jeanne currently holds the Series 7, 24, 53 (held with LPL Financial) and 66 securities registrations, qualifying her as Total Clarity’s Chief Compliance Officer. She received her bachelor’s degree in chemical engineering from the University of Wisconsin-Madison and achieved an MBA from Xavier University, in Cincinnati Ohio. Previously, she was an independent business owner of Moving Made Easy, Inc. She also held the position of engineering project manager for Intec Corporation as well as at General Motors where she was employed for over 8 years.

On a personal note, Jeanne lives in Spring, TX with her husband Chris and their son Jake. Their son Ben is a graduate of Purdue University. She enjoys bicycling and taking long walks with her family.

Securities offered through LPL Financial, Member FINRA/SIPC, Investment advice offered through Total Clarity Wealth Management, Inc., a registered investment advisor and separate entity from LPL Financial.

David Hubbard

Chairman of the Board/President Exemplar Financial
815-459-4550 Ext. 125

413 E. Terra Cotta Avenue
Crystal Lake, IL 60014

As President of Exemplar Financial Network, David Hubbard’s leadership stems from his core principals of community, integrity, responsibility and loyalty. Following graduation from high school, Dave attended the United States Military Academy at West Point for two years and then attended Northern Illinois University. Dave entered into the financial services business in 1980, following the footsteps of his father, Bill Hubbard, selling insurance. However, Dave quickly discovered his clients needed a more comprehensive advisor that would assist them through every aspect of their financial lives to pursue their dreams for the future. After listening to the people that relied on Dave for financial advice he began what is over 30 years later, a thriving financial planning practice. Exemplar Financial Network has helped clients attain experienced, professional financial advice, with offices in Crystal Lake, Westmont and Walworth Wisconsin.

Dave has assisted hundreds of financial advisors to establish and grow their practices. Additionally, he has worked with numerous banks, accounting firms and insurance agencies to successfully provide financial planning and investment advisory services to their clients. 

While a member of the Financial Planning Association (FPA), Dave completed numerous courses with the American College and the College for Financial Planning in regards to financial planning. He is co-founder and President of the CPE Club, an organization licensed by the State of Illinois to provide continuing education for Certified Public Accountants. He has also hosted a weekly radio show entitled “Money Talks” and has co-authored a financial planning column for the Northwest Herald newspaper.

Serving the community is also extremely important to Dave. Over the years he has devoted much of his time toward various organizations including the Jaycees, Rotary, Church and the Crystal Lake Chamber of Commerce. He served for 20 years as an elected member of the District #47 School Board and for 4 years on the Board of Trustees for Eureka College. He is a founding member and Past President of Northern Illinois Special Recreation Association’s (NISRA) Foundation, which provides leisure services to residents with disabilities. In 2004, Dave co-founded Leadership Greater McHenry County and served on its board for several years. Presently, he is a board member of the McHenry County Economic Development Corporation.

A lifelong resident of Crystal Lake, Dave is the father of six children and grandfather to four. While his children were growing up, he was very involved with their activities and served in leadership positions for their sports, scouting and YMCA Indian Princess and Guides programs. Dave is a student of history and when he is not working hard for his clients and representatives or working on building a stronger community you will find him enjoying a great history book or relishing the company of his large, loving family.

Brent Fields, CFP®

Financial Planner | St.Charles IL
630-940-1424 | 630-762-9352

525 Tyler Road, Suite T
St. Charles, IL 60174

“Invest with confidence. Live with purpose.”

Brent Fields, CFP ®

This is the Serious Stuff...

Life does not travel in a straight line. Just when you think you’ve got it figured out, something surprises you out of left field. Since 1998, I have coached clients through the constantly changing financial markets, but also through the ups and  downs of their personal lives and how these life events impact them financially. Some of the common questions that I help my clients address include:

Brent helps clients address a variety of issues including:

  • Where does our money go every month?
  • Are we making the most of the resources we have?
  • How can we feel like we’re in more control?
  • How can we do things on purpose?
  • How can we simplify our financial life?
  • Are we doing the right things or the wrong things?
  • Where do we really stand relative to our long-term goals?
  • How can we protect our family if something goes wrong?

We’ve created the Clarity Planning Process to help you address these questions and others that you may not have considered – but should. We can help you get organized, identify and quantify your big financial goals, structure a thoughtful plan, take action toward your goals, account for potential risks that could derail you, and coach you through times when life just doesn’t go as planned.

Background

My qualifications include: earning an accounting degree from the University of Illinois at Urbana-Champaign and passed the CPA exam shortly after graduation. I passed the CFP exam and have held the CERTIFIED FINANCIAL PLANNER™ practitioner designation since 2002. I earned the Certified Kingdom AdvisorÒ (CKAÒ ) designation in 2011.

This is the Interesting Stuff...

I live in Batavia, Illinois, with my wife, Barbra and three daughters; Ada (18), Delaney (16) and Reese (13).

They are why I do what I do. If I have a hobby, then it is probably smoking meat on my back patio (I’m still working on the brisket tasty!).

I like to play guitar for our church worship team most Sundays. I also enjoy working out, but it would be more noticeable if I could actually get out of bed in the morning. Finally, the Kansas City Chiefs are my team (it’s been a fun few years).


Brent Fields is a registered representative of LPL Financial and offers securities solely through LPL Financial, member FINRA/SIPC, doing business as Wall Street Financial Advisors.Brent provides investment advisory services through Total Clarity Wealth Management, an SEC registered investment adviser (or State RIA as the case may be), doing business as Wall Street Financial Advisors. Neither Total Clarity Wealth Management nor Wall Street Financial Advisors are affiliates of LPL Financial.

Christopher Vivian

Financial Planner | St.Charles IL
630-762-9352

525 Tyler Road Suite T
St. Charles, IL 60174

Chris is an investment advisory representative with Total Clarity Wealth Management, Inc. as well as a registered representative with LPL Financial, a full service broker/dealer, providing financial planning, investment advice, and full service brokerage capabilities.

Chris believes in creating financial strength and stability for his clients. He does this by developing and maintaining long term relationships through ethical and extraordinary service. Chris maintains that financial planning is a dynamic process that needs to be re-evaluated periodically. Financial goals may change over the years due to changes in lifestyle or circumstances, such as receiving an inheritance, marriage, birth, house purchase or change of job status. Revisiting and revising clients financial plan as time goes by to reflect these changes to help stay on track with long-term goals is Chris’s primary focus.

Chris has over ten years of diverse business experience working for one the world’s largest corporations (Pfizer) as well as in the small business private sector in different sales capacities. Chris graduated from Loras College in 1997 with a Bachelor’s Degree in Business Management. He lives in Aurora, IL with his wife, Susan and two daughters, Claire (3) and Isabella (1). Chris is an avid golfer and enjoys following the Bears, Bulls, and Cubs.

Chris Vivian is a registered representative with, and securities offered through LPL Financial, member FINRA/SIPC. Chris provides investment advisory services through Total Clarity Wealth Management, an SEC registered investment advisor (or State RIA as the case may be). Total Clarity Wealth Management is not an affiliate of LPL Financial.

Anne Marie Woodrich, CEPA®

Financial Advisor
St. Charles IL
630-762-9352

525 Tyler Road, Suite T
St. Charles, IL 60174

Anne Marie is a Financial Advisor dedicated to helping families through seasons of transition. From the loss of a loved one to getting your children through college, no matter your personal situation, she is here to listen and guide you in the right direction. While many may be excited about making financial plans, there is no doubt this process can be overwhelming for others. Anne Marie is committed to meeting each client where they are, regardless of their financial situation, knowledge, or past advisory experience.

Anne Marie is a graduate of the University of Dayton where she earned a bachelor degree in Engineering. She worked at Hewlett Packard for ten years when a layoff changed her job status and allowed her the opportunity to focus on raising her children. Now in the second wind of her career, she uses her financial experience and knowledge to help clients pursue their goals. She is honored to be a part of the collaborative and client focused environment at Total Clarity, encouraging clients to articulate their visions of the future, educating clients in financial decisions and developing plans to pursue desired financial lifestyles.

Anne Marie is a long time resident of St. Charles, calling this home for most of her life. Anne Marie and her husband Rich have three children, Sam, Liz and Thomas.  Their family has rescued many animals, from guinea pigs to dogs, and include them in their family. Some dogs were happy to sleep on the sofa as their daily activity, others required the activity of agility training to be happy. Anne Marie enjoys beach time with her family, a good book, and cheering on Chicago sports teams and the Dayton Flyers.

 

Kathleen Panek-Rickerson

Financial Advisor
St. Charles IL
630-762-9352

525 Tyler Road Suite T
St. Charles, IL 60174

I’m Kathleen Panek-Rickerson, a seasoned Financial Advisor and Wealth Manager based in the Chicago area, dedicated to helping businesses and families build a solid financial foundation. With over 20 years of experience as an entrepreneur, CEO, and wealth strategist, I specialize in creating personalized plans that seek to position your assets, analyze market trends, minimize risk, and guide you toward your financial goals—even through major life transitions.

Why I Help: Purpose‑Driven Wealth Management

My journey from business owner to wealth advisor gives me a multidimensional perspective—balancing the complexities of entrepreneurship, family life, and financial growth. Whether you're planning for college expenses, real estate decisions, or preparing for retirement, I map out a strategy tailored to your evolving life circumstances.

Credentials & Expertise

  • Bachelor’s in Marketing & Business, minor in Sociology — Illinois State University
  • Graduate-level coursework in Secondary Education (Business)Benedictine University
  • Member of Kappa Delta Pi International Honor Society in Education
  • Serial entrepreneur with ventures in IT services, real estate, photography, and mobile apps
  • Led a national IT corporation serving Fortune 500 clients across the U.S. and internationally

These experiences reinforce my deep understanding of complex financial systems and a strategic mindset rooted in real-world business ownership.

Your Partner for Life’s Financial Journey

I work directly with clients to manage and organize your financial life—designing investment strategies, preparing for uncertainties, and ensuring your long-term goals remain centered. My clients appreciate my responsiveness, attention to detail, and genuine care—I truly see myself as part of your financial team.

Balance, Values & Community

When I’m not guiding clients, I enjoy life in Saint Charles, Illinois, where I live with my daughter and our four rescue dogs. I’m a committed vegetarian, animal lover, and volunteer at local shelters supporting dogs, cats, and horses. Outside, you’ll find me gardening, traveling, painting, taking nature walks, photographing life’s little moments, or indulging in all kinds of outdoor and water sports.


What You Should Know About Me

  • A financial specialist who’s lived the entrepreneurial path
  • Expertise across multiple industries—from IT to real estate and beyond
  • A deeply relational, first-person approach: I work directly with you, investing in our relationship
  • A holistic life philosophy grounded in experience—as a mom, business owner, and passionate advocate for community and animals

Curious How I Can Help You?

Connect with me to explore how thoughtful planning, strategic asset management, and a relationship-first approach can position you for financial clarity and long-term success.


 

 

Douglas Glick, JD

Wealth Advisor | Chicago IL
312-280-0200

65 West Jackson Blvd Suite 1001
Chicago, IL 60604

“We keep your financial dreams on track with focused planning and sound investment strategies.”

Douglas Glick

Doug is an Investment Adviser Representative with Total Clarity Wealth Management as well as a Registered Representative with LPL Financial. He is registered to offer all types of investments and to provide financial planning and investment advice. He is also licensed to provide life, health, long term care and disability insurance.

Doug became a wealth advisor in 2005 and joined Total Clarity in 2007. Previously, he spent nine years as an attorney in Chicago and Tokyo focused on securities, mergers and acquisitions, and preparing financial reports for public companies.

He enjoys working with individuals, small business owners, and institutions as they pursue their investment, retirement and estate planning goals. Doug works closely with his clients to develop personalized financial plans and strategies to pursue their financial dreams.

Doug was a College Scholar in the College of Arts and Sciences of Cornell University and graduated with his BA in 1990. He earned his JD from the University of Chicago Law School and is a member in good standing of the Illinois Bar.

Doug lives in Chicago with his wife and two daughters. He is active in civic affairs and local charities. He enjoys traveling, reading and spending time with his family.

Douglas Glick  is a registered representative of LPL Financial and offers securities solely through LPL Financial, member FINRA/SIPC., Douglas provides investment advisory services through Total Clarity Wealth Management, an SEC registered investment advisor (or State RIA as the case may be), and separate entity from LPL Financial.

 

 

Brendan Kaar, CFA®, CAIA®

Senior Financial Advisor | Peoria IL
608-345-8473

525 Tyler Road, Suite T
St. Charles, IL 60174

Brendan joined our team in 2022 as a Senior Financial Advisor for Central Illinois. He began his career in 2002 as an actuary for Mercer handling cash flow planning for large companies’ retirement plans. Since then, he’s been performing investment functions for institutional investors for the past 12 years, adding on personal wealth management clients over the last 6 years. He enjoys serving clients with their investment portfolios and financial planning needs.

In addition to his mathematical and analytical skills, Brendan’s primary focuses include:

  • Tax efficient methods to save money
  • Determining when you can retire
  • Calculating how long your money will last after retirement
  • Establishing an estate in a way that minimizes taxes, maintains privacy and will result in an efficient transfer of assets
  • Investing inheritance in a tax efficient manner

Brendan currently holds a Chartered Financial Analyst (CFA) designation and a Chartered Alternative Investment Analyst (CAIA) designation. He graduated with a Math Degree from the University of Wisconsin Madison in 2003. In his free time, he enjoys raising his two young boys with his wife in Peoria. He is passionate about children education and serves as a member of the executive committee for the Board of Junior Achievement of Central Illinois. In addition, he also used to lead a team of volunteers with GRIP outreach for youth in the Chicago area.

Brendan provides investment advisory services through Total Clarity Wealth Management, an SEC registered investment advisor. Brendan is not affiliated with LPL Financial.