Executive Team
Terry Murphy, Jeanne Tackett and Dave Hubbard are the principal owners of Total Clarity Wealth Management. Inspired by a shared vision from our advisors, they had been searching for a platform to provide high quality advisory services for our clients, while maintaining local control of the quality and scope of those services. Total Clarity Wealth Management is the product of that search. Combined, they have over 70 years of experience in the financial services industry. You can find more information about them in their individual bios by clicking on their names and their ADV Part 2B brochures.
Terry Murphy, CFP®, AIF®
525 Tyler Road, Suite T
St. Charles, IL 60174
Terry Murphy, CFP®, AIF®
- business owners in need of a succession plan
- individuals or couples nearing retirement age
- the recently widowed
- those experiencing a divorce
- employees undergoing a job transition or considering a mid-life career change
- parents saving for college expenses
Jeanne M. Tackett, MBA
525 Tyler Road, Suite T
St. Charles, IL 60174
Jeanne Tackett is the Vice President of Operations and CCO of Total Clarity Wealth Management, Inc., an independent Registered Investment Advisory firm.
As the Vice President of Operations and Chief Compliance Officer, Jeanne manages a team that recruits, supports and supervises the financial advisors at Total Clarity. Jeanne is responsible for coordinating and facilitating back-office operations; and in her role as CCO she monitors and manages compliance-related issues to ensure Total Clarity’s advisors are operating their practices within SEC regulatory guidelines.
Total Clarity was founded in 2006, and currently serves approximately $200 million in advisory assets. Fourteen financial advisors operate their practices from six offices located in the Chicago land area. As a hybrid Registered Investment Advisor (RIA), Total Clarity’s investment platform enables advisors to have flexibility and choice as they develop strategies tailored to their individual client’s goals and best interest.
Jeanne currently holds the Series 7, 24, 53 (held with LPL Financial) and 66 securities registrations, qualifying her as Total Clarity’s Chief Compliance Officer. She received her bachelor’s degree in chemical engineering from the University of Wisconsin-Madison and achieved an MBA from Xavier University, in Cincinnati Ohio. Previously, she was an independent business owner of Moving Made Easy, Inc. She also held the position of engineering project manager for Intec Corporation as well as at General Motors where she was employed for over 8 years.
On a personal note, Jeanne lives in Spring, TX with her husband Chris and their son Jake. Their son Ben is a graduate of Purdue University. She enjoys bicycling and taking long walks with her family.
Securities offered through LPL Financial, Member FINRA/SIPC, Investment advice offered through Total Clarity Wealth Management, Inc., a registered investment advisor and separate entity from LPL Financial.
David Hubbard
413 E. Terra Cotta Avenue
Crystal Lake, IL 60014
As President of Exemplar Financial Network, David Hubbard’s leadership stems from his core principals of community, integrity, responsibility and loyalty. Following graduation from high school, Dave attended the United States Military Academy at West Point for two years and then attended Northern Illinois University. Dave entered into the financial services business in 1980, following the footsteps of his father, Bill Hubbard, selling insurance. However, Dave quickly discovered his clients needed a more comprehensive advisor that would assist them through every aspect of their financial lives to pursue their dreams for the future. After listening to the people that relied on Dave for financial advice he began what is over 30 years later, a thriving financial planning practice. Exemplar Financial Network has helped clients attain experienced, professional financial advice, with offices in Crystal Lake, Westmont and Walworth Wisconsin.
Dave has assisted hundreds of financial advisors to establish and grow their practices. Additionally, he has worked with numerous banks, accounting firms and insurance agencies to successfully provide financial planning and investment advisory services to their clients.
While a member of the Financial Planning Association (FPA), Dave completed numerous courses with the American College and the College for Financial Planning in regards to financial planning. He is co-founder and President of the CPE Club, an organization licensed by the State of Illinois to provide continuing education for Certified Public Accountants. He has also hosted a weekly radio show entitled “Money Talks” and has co-authored a financial planning column for the Northwest Herald newspaper.
Serving the community is also extremely important to Dave. Over the years he has devoted much of his time toward various organizations including the Jaycees, Rotary, Church and the Crystal Lake Chamber of Commerce. He served for 20 years as an elected member of the District #47 School Board and for 4 years on the Board of Trustees for Eureka College. He is a founding member and Past President of Northern Illinois Special Recreation Association’s (NISRA) Foundation, which provides leisure services to residents with disabilities. In 2004, Dave co-founded Leadership Greater McHenry County and served on its board for several years. Presently, he is a board member of the McHenry County Economic Development Corporation.
A lifelong resident of Crystal Lake, Dave is the father of six children and grandfather to four. While his children were growing up, he was very involved with their activities and served in leadership positions for their sports, scouting and YMCA Indian Princess and Guides programs. Dave is a student of history and when he is not working hard for his clients and representatives or working on building a stronger community you will find him enjoying a great history book or relishing the company of his large, loving family.
Brent Fields, CFP®
525 Tyler Road, Suite T
St. Charles, IL 60174
This is the Serious Stuff...
Life does not travel in a straight line. Just when you think you’ve got it figured out, something surprises you out of left field. Since 1998, I have coached clients through the constantly changing financial markets, but also through the ups and downs of their personal lives and how these life events impact them financially. Some of the common questions that I help my clients address include:
Brent helps clients address a variety of issues including:
- Where does our money go every month?
- Are we making the most of the resources we have?
- How can we feel like we’re in more control?
- How can we do things on purpose?
- How can we simplify our financial life?
- Are we doing the right things or the wrong things?
- Where do we really stand relative to our long-term goals?
- How can we protect our family if something goes wrong?
We’ve created the Clarity Planning Process to help you address these questions and others that you may not have considered – but should. We can help you get organized, identify and quantify your big financial goals, structure a thoughtful plan, take action toward your goals, account for potential risks that could derail you, and coach you through times when life just doesn’t go as planned.
Background
My qualifications include: earning an accounting degree from the University of Illinois at Urbana-Champaign and passed the CPA exam shortly after graduation. I passed the CFP exam and have held the CERTIFIED FINANCIAL PLANNER™ practitioner designation since 2002. I earned the Certified Kingdom AdvisorÒ (CKAÒ ) designation in 2011.
This is the Interesting Stuff...
I live in Batavia, Illinois, with my wife, Barbra and three daughters; Ada (18), Delaney (16) and Reese (13).
They are why I do what I do. If I have a hobby, then it is probably smoking meat on my back patio (I’m still working on the brisket tasty!).
I like to play guitar for our church worship team most Sundays. I also enjoy working out, but it would be more noticeable if I could actually get out of bed in the morning. Finally, the Kansas City Chiefs are my team (it’s been a fun few years).
Brent Fields is a registered representative of LPL Financial and offers securities solely through LPL Financial, member FINRA/SIPC, doing business as Wall Street Financial Advisors.Brent provides investment advisory services through Total Clarity Wealth Management, an SEC registered investment adviser (or State RIA as the case may be), doing business as Wall Street Financial Advisors. Neither Total Clarity Wealth Management nor Wall Street Financial Advisors are affiliates of LPL Financial.
Christopher Vivian
525 Tyler Road Suite T
St. Charles, IL 60174
Chris is an investment advisory representative with Total Clarity Wealth Management, Inc. as well as a registered representative with LPL Financial, a full service broker/dealer, providing financial planning, investment advice, and full service brokerage capabilities.
Chris believes in creating financial strength and stability for his clients. He does this by developing and maintaining long term relationships through ethical and extraordinary service. Chris maintains that financial planning is a dynamic process that needs to be re-evaluated periodically. Financial goals may change over the years due to changes in lifestyle or circumstances, such as receiving an inheritance, marriage, birth, house purchase or change of job status. Revisiting and revising clients financial plan as time goes by to reflect these changes to help stay on track with long-term goals is Chris’s primary focus.
Chris has over ten years of diverse business experience working for one the world’s largest corporations (Pfizer) as well as in the small business private sector in different sales capacities. Chris graduated from Loras College in 1997 with a Bachelor’s Degree in Business Management. He lives in Aurora, IL with his wife, Susan and two daughters, Claire (3) and Isabella (1). Chris is an avid golfer and enjoys following the Bears, Bulls, and Cubs.
Chris Vivian is a registered representative with, and securities offered through LPL Financial, member FINRA/SIPC. Chris provides investment advisory services through Total Clarity Wealth Management, an SEC registered investment advisor (or State RIA as the case may be). Total Clarity Wealth Management is not an affiliate of LPL Financial.
Anne Marie Woodrich, CEPA®
St. Charles IL
525 Tyler Road, Suite T
St. Charles, IL 60174
Anne Marie is a Financial Advisor dedicated to helping families through seasons of transition. From the loss of a loved one to getting your children through college, no matter your personal situation, she is here to listen and guide you in the right direction. While many may be excited about making financial plans, there is no doubt this process can be overwhelming for others. Anne Marie is committed to meeting each client where they are, regardless of their financial situation, knowledge, or past advisory experience.
Anne Marie is a graduate of the University of Dayton where she earned a bachelor degree in Engineering. She worked at Hewlett Packard for ten years when a layoff changed her job status and allowed her the opportunity to focus on raising her children. Now in the second wind of her career, she uses her financial experience and knowledge to help clients pursue their goals. She is honored to be a part of the collaborative and client focused environment at Total Clarity, encouraging clients to articulate their visions of the future, educating clients in financial decisions and developing plans to pursue desired financial lifestyles.
Anne Marie is a long time resident of St. Charles, calling this home for most of her life. Anne Marie and her husband Rich have three children, Sam, Liz and Thomas. Their family has rescued many animals, from guinea pigs to dogs, and include them in their family. Some dogs were happy to sleep on the sofa as their daily activity, others required the activity of agility training to be happy. Anne Marie enjoys beach time with her family, a good book, and cheering on Chicago sports teams and the Dayton Flyers.
Kathleen Panek-Rickerson
St. Charles IL
525 Tyler Road Suite T
St. Charles, IL 60174
I am a Financial Advisor and Wealth Manager who loves to help businesses and families to build a solid foundation. I help by managing and organizing your financials, positioning assets & investments, analyzing market trends, reducing financial risk and I prepare a plan for the various adjustments that life throws your way and ultimately guide you to the financial goals you want to achieve.
My vast experience as an entrepreneur, businessperson, CEO, mom, wife, animal lover and friend makes me extremely knowledgeable about life, business, and how things change. Whether it is deciding how to pay for your child(ren)/grandchildren’s college, making the choice to buy a new car, buy or sell a house, getting to the retirement you deserve, or helping to sell your business you worked hard to build and grow, I am here for you.
My attention to detail, ability to respond to your needs and wants is just part of what I do as your financial team. I value having meaningful relationships and I truly want to help. I always have your goals in focus, and although your goals may change year to year, I am here for you to help guide you through the good and the bad.
My undergraduate degree at Illinois State University in Marketing & Business with a minor in sociology has helped me have a broad understanding of business systems, processes, and people. I also went back to graduate school for secondary education with a focus on business at Benedictine University, and a member of Kappa Delta Pi, International Honor Society in Education.
I am a lifelong serial entrepreneur and lifelong learner. I have started several companies, including Information Technology, Real Estate, Photography, and a photography app.
As CEO, my Information Technology Corporation was nationwide with W2 employees at top 500 company clients from Seattle, California, Texas, Louisiana, Chicago, New York, and even International in the Dominic Republic. I am taking this experience, to help other businesses thrive and assist with a solid financial plan.
I have lived in the Chicagoland area all of my life starting on the south side to Downers Grove and Burr Ridge and now I currently live in Saint Charles, Illinois, with my husband, Tim, daughter, Kaylee, four dogs, and my cat. I enjoy spending time with my family and animals, traveling, gardening, all outdoor water sports, taking nature walks, photography, painting, and volunteering at various Animal Shelters (for dogs, cats, and horses too!). I serve on the President’s Council board at Anderson Animal Shelter and other committees. I believe that dogs, cats, and animals are the best thing to happen to mankind! You probably can guess, I am a vegetarian too.
Kathleen Panek-Rickerson is a registered representative with, and securities offered through LPL Financial, member FINRA/SIPC. Kathleen provides investment advisory services through Total Clarity Wealth Management, an SEC registered investment adviser doing business as Beyond Wealth Management, Inc.. Neither Total Clarity Wealth Management nor Beyond Wealth Management, Inc. are affiliates of LPL Financial.
Douglas Glick, JD
65 West Jackson Blvd Suite 1001
Chicago, IL 60604
“We keep your financial dreams on track with focused planning and sound investment strategies.”
Doug is an Investment Adviser Representative with Total Clarity Wealth Management as well as a Registered Representative with LPL Financial. He is registered to offer all types of investments and to provide financial planning and investment advice. He is also licensed to provide life, health, long term care and disability insurance.
Doug became a wealth advisor in 2005 and joined Total Clarity in 2007. Previously, he spent nine years as an attorney in Chicago and Tokyo focused on securities, mergers and acquisitions, and preparing financial reports for public companies.
He enjoys working with individuals, small business owners, and institutions as they pursue their investment, retirement and estate planning goals. Doug works closely with his clients to develop personalized financial plans and strategies to pursue their financial dreams.
Doug was a College Scholar in the College of Arts and Sciences of Cornell University and graduated with his BA in 1990. He earned his JD from the University of Chicago Law School and is a member in good standing of the Illinois Bar.
Doug lives in Chicago with his wife and two daughters. He is active in civic affairs and local charities. He enjoys traveling, reading and spending time with his family.
Douglas Glick is a registered representative of LPL Financial and offers securities solely through LPL Financial, member FINRA/SIPC., Douglas provides investment advisory services through Total Clarity Wealth Management, an SEC registered investment advisor (or State RIA as the case may be), and separate entity from LPL Financial.
Brendan Kaar, CFA®, CAIA®
525 Tyler Road, Suite T
St. Charles, IL 60174
Brendan joined our team in 2022 as a Senior Financial Advisor for Central Illinois. He began his career in 2002 as an actuary for Mercer handling cash flow planning for large companies’ retirement plans. Since then, he’s been performing investment functions for institutional investors for the past 12 years, adding on personal wealth management clients over the last 6 years. He enjoys serving clients with their investment portfolios and financial planning needs.
In addition to his mathematical and analytical skills, Brendan’s primary focuses include:
- Tax efficient methods to save money
- Determining when you can retire
- Calculating how long your money will last after retirement
- Establishing an estate in a way that minimizes taxes, maintains privacy and will result in an efficient transfer of assets
- Investing inheritance in a tax efficient manner
Brendan currently holds a Chartered Financial Analyst (CFA) designation and a Chartered Alternative Investment Analyst (CAIA) designation. He graduated with a Math Degree from the University of Wisconsin Madison in 2003. In his free time, he enjoys raising his two young boys with his wife in Peoria. He is passionate about children education and serves as a member of the executive committee for the Board of Junior Achievement of Central Illinois. In addition, he also used to lead a team of volunteers with GRIP outreach for youth in the Chicago area.
Brendan provides investment advisory services through Total Clarity Wealth Management, an SEC registered investment advisor. Brendan is not affiliated with LPL Financial.
